| dc.contributor.advisor | PRARTIWI, AMELIA | |
| dc.contributor.author | WAHYUDI, SONY | |
| dc.date.accessioned | 2018-01-12T07:43:39Z | |
| dc.date.available | 2018-01-12T07:43:39Z | |
| dc.date.issued | 2017-12-08 | |
| dc.identifier.uri | http://repository.umy.ac.id/handle/123456789/16729 | |
| dc.description | Penelitian ini bertujuan untuk mengetahui pengaruh CAR (Capital Adequency Ratio),BOPO (Biaya operasional terhadap pendapatan operasional), NPF (Non Performing Financing),FDR (Financing Deposit Ratio) terhadap ROA (Return On Asset) dikaitkan dengan potensi financial distress pada Bank Pembiayaan Rakyat Syariah periode 2013 sampai dengan 2016. Metode yang digunakan adalah analisis regresi logistik dengan menggunakan program komputer Minitab versi 18. Sampel yang digunakan adalah 58 Bank Pembiayaan Rakyat Syariah di Indonesia periode 2013 sampai dengan 2016.
Hasil penelitian ini menunjukan bahwa CAR (Capital Adequacy Ratio) tidak berpengaruh terhadap ROA (Return On Asset) dengan sig. 0.891>0.05. BOPO (Biaya Operasional terhadap Pendapatan Operasional) dan NPF (Non Performing Financing) memiliki pengaruh yang signifikan terhadap ROA (Return On Asset) dengan nilai sig. 0.000 dan 0.003 < 0.05. Dan FDR (Financing to Deposit Ratio) tidak signifikan terhadap ROA (Return On Asset) dengan sig. 0.429 > 0.05 dengan arah positif. | en_US |
| dc.description.abstract | This research aims to find out the effects of CAR ( Capital Adequency Ratio), (BOPO) operating costs on operating income, NPF ( Non Performing Financing), FDR ( Financing Deposit Ratio), on ROA ( Return on Assest) linked to potential financial distress at BPRS ( Sharia’s financing banks) in the period of 2013-2016. Logistic regression analysis using a computer program of Minitab version 18 was used as the research method. The samples were 58 BPRS in Indonesia in the period of 2013-2016.
The findings of the research indicates that CAR (Capital Adequacy Ratio) had no effect on ROA (Return on Asset) with sig. of 0.891>0.05. BOPO (operating costs on operating income) and NPF (Non Performing Financing) had significant effect on ROA (Return on Asset) with sig of 0.000 and 0.003 < 0.05. and FDR ( Financing to Deposit Ratio) had no significant effect on ROA ( Return On Asset) with sig of 0.429 > 0.05 positively. | en_US |
| dc.publisher | FAI UMY | en_US |
| dc.subject | BPRS, BOPO, FDR, Financial Distress, ROA. BPRS, BOPO, FDR, Financial Distress, ROA | en_US |
| dc.title | ANALISIS KEUANGAN UNTUK MENGUKUR POTENSI FINANCIAL DISTRESS PADA BPRS DI INDONESIA PERIODE 2013 – 2016 | en_US |
| dc.type | Thesis
SKR
FAI
555 | en_US |
