| dc.contributor.author | PUSPITA, RADHIAH | |
| dc.date.accessioned | 2018-08-01T02:41:09Z | |
| dc.date.available | 2018-08-01T02:41:09Z | |
| dc.date.issued | 2018-01-31 | |
| dc.identifier.uri | http://repository.umy.ac.id/handle/123456789/20286 | |
| dc.description | Penelitian ini bertujuan untuk menganilisis pengaruh Capital Adequacy
Ratio (CAR), Non Performing Financing (NPF), dan Biaya Operasional terhadap
Pendapatan Operasional (BOPO), terhadap Return on Asset (ROA) Bank Umum
Syariah yang terdaftar di Bank Indonesia periode 2012-2016.
Analisis yang digunakan dalam penelitian ini adalah analisis regresi linear
berganda dengan menggunakan alat bantu program Eviews8. Setelah melakukan
uji regresi linear berganda, peneliti melakukan uji asumsi klasik terhadap datadata
tersebut yang meliputi uji normalitas residual, uji multikolinearitas, uji
autokorelasi, dan uji heterokedastisitas.
Berdasarkan hasil uji regresi linear berganda pada data time series
menunjukkan bahwa secara parsial Capital Adequacy Ratio (CAR), Non
Performing Financing (NPF), dan Biaya Operasional terhadap Pendapatan
Operasional (BOPO) berpengaruh negatif terhadap Return on Asset (ROA) Bank
Umum Syariah di Indonesia. Sedangkan hasil penelitian secara simultan
menunjukkan bahwa Capital Adequacy Ratio (CAR), Non Performing Financing
(NPF), dan Biaya Operasional terhadap Pendapatan Operasional (BOPO) secara
bersama-sama berpengaruh terhadap Return on Asset (ROA) Bank Umum Syariah
di Indonesia. | en_US |
| dc.description.abstract | This study aims to analyze the effect of Capital Adequacy Ratio (CAR),
Non Performing Financing (NPF), and Operational Cost to Operating Income
(BOPO), to Return on Assets (ROA) of Sharia Commercial Banks registered at
Bank Indonesia for 2012-2016 period.
In this research the used anaysis is multiple linear regression analysis
using Eviews8 program aids. After performing multiple linear regression test, the
researcher performs classical assumption test on these data which includes
residual normality test, multicolinearity test, autocorrelation test, and
heterokedastisity test.
Based on the result of multiple linear regression test in time series data, it
shows that partially Capital Adequacy Ratio (CAR), Non Performing Financing
(NPF), and Operational Cost to Operating Income (BOPO) negatively affect on
Return on Assets (ROA) of Sharia Commercial Bank Indonesia. While
simultaneous research results show that Capital Adequacy Ratio (CAR), Non
Performing Financing (NPF), and Operational Cost to Operating Income
(BOPO) together effect on Return on Assets (ROA) of Sharia Commercial Bank in
Indonesia | en_US |
| dc.publisher | FE UMY | en_US |
| dc.subject | CAR, NPF, BOPO, ROA | en_US |
| dc.title | ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA TAHUN 2012-2016 | en_US |
| dc.type | Thesis
SKR
FEB
307 | en_US |
