| dc.contributor.advisor | YULIADI, IMAMUDIN | |
| dc.contributor.author | FEBRENI, CAHYA | |
| dc.date.accessioned | 2019-06-27T05:47:38Z | |
| dc.date.available | 2019-06-27T05:47:38Z | |
| dc.date.issued | 2019-03-30 | |
| dc.identifier.uri | http://repository.umy.ac.id/handle/123456789/27540 | |
| dc.description | This study aims to analyze the risk credit of Sharia Rural Banks (BPRS) in
Indonesia. The study uses time series data on a monthly basis starting from January
2014 to September 2018. The type of data used is secondary data obtained from OJK
and BPS using the Approach Vector Error Correction Model (VECM) Method and
using analysis tool E-Views 9. Estimation results show that in the short term;
variable Financing to Deposit Ratio (FDR) give significant positive effect on Non
Performing Financing (NPF). Gross Domestic Product (GDP) variable and Inflation
give significant negative on Non Performing Financing (NPF), while Operational
Expense to Operational Revenue (BOPO) insignificant effect on Non Performing
Financing (NPF). Further, in long term; variable Inflation and Gross Domestic
Product (GDP) gives significant negative effect on NPF, whereas Financing to
Deposit Ratio (FDR) and Operational Expense to Operational Revenue (BOPO)
gives insignificant effect on Non Performing Financing (NPF). | en_US |
| dc.description.abstract | This study aims to analyze the risk credit of Sharia Rural Banks (BPRS) in
Indonesia. The study uses time series data on a monthly basis starting from January
2014 to September 2018. The type of data used is secondary data obtained from OJK
and BPS using the Approach Vector Error Correction Model (VECM) Method and
using analysis tool E-Views 9. Estimation results show that in the short term;
variable Financing to Deposit Ratio (FDR) give significant positive effect on Non
Performing Financing (NPF). Gross Domestic Product (GDP) variable and Inflation
give significant negative on Non Performing Financing (NPF), while Operational
Expense to Operational Revenue (BOPO) insignificant effect on Non Performing
Financing (NPF). Further, in long term; variable Inflation and Gross Domestic
Product (GDP) gives significant negative effect on NPF, whereas Financing to
Deposit Ratio (FDR) and Operational Expense to Operational Revenue (BOPO)
gives insignificant effect on Non Performing Financing (NPF). | en_US |
| dc.publisher | FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS MUHAMMADIYAH YOGYAKARTA | en_US |
| dc.subject | Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Operational Expense to Operational Revenue (BOPO), Inflasi, dan Gross Domestic Product (GDP) | en_US |
| dc.title | ANALISIS RISIKO KREDIT PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI INDONESIA | en_US |
| dc.type | Thesis
SKR
FE
579 | en_US |
