| dc.contributor.advisor | KUSUMA, DIMAS BAGUS WIRANA | |
| dc.contributor.author | MALIK, SATRIA | |
| dc.date.accessioned | 2019-09-23T06:34:20Z | |
| dc.date.available | 2019-09-23T06:34:20Z | |
| dc.date.issued | 2019-07-15 | |
| dc.identifier.uri | http://repository.umy.ac.id/handle/123456789/28975 | |
| dc.description | Islamic banking is a component of financial institutions and the global financial
system. Although the size of Islamic banking with conventional banking is smaller,
the vulnerability in Islamic banking always within it. This is due to the presence of
various financial risks that follow the credit cycle. Besides that, there is no one who
concludes clearly that Islamic banking is more resilient than conventional banking.
Therefore, some regulations need to be issued to maintain the balance and adaptive
aspects of Islamic banking resilience. So that this research aims to measure the
optimal level of pressure because of financing activities. This research uses an early
warning system approach to estimate optimal pressure levels in Islamic banking
caused by funding activities using monthly data from 2010 to 2018. The findings
of this research indicate that the optimal level of pressure in Islamic banking is
basically to maintain a certain financing risk and provide an optimal level caused
by external shocks. This research found that the optimal level of pressure is between
-0.41 to 0.08. Finally, this research concludes that the resilience of Islamic banking
in Indonesia requires a balanced asset-financing allocation by lowering nonperforming
financing, increasing liquid assets, and sound capital adequacy. | en_US |
| dc.description.abstract | Islamic banking is a component of financial institutions and the global financial
system. Although the size of Islamic banking with conventional banking is smaller,
the vulnerability in Islamic banking always within it. This is due to the presence of
various financial risks that follow the credit cycle. Besides that, there is no one who
concludes clearly that Islamic banking is more resilient than conventional banking.
Therefore, some regulations need to be issued to maintain the balance and adaptive
aspects of Islamic banking resilience. So that this research aims to measure the
optimal level of pressure because of financing activities. This research uses an early
warning system approach to estimate optimal pressure levels in Islamic banking
caused by funding activities using monthly data from 2010 to 2018. The findings
of this research indicate that the optimal level of pressure in Islamic banking is
basically to maintain a certain financing risk and provide an optimal level caused
by external shocks. This research found that the optimal level of pressure is between
-0.41 to 0.08. Finally, this research concludes that the resilience of Islamic banking
in Indonesia requires a balanced asset-financing allocation by lowering nonperforming
financing, increasing liquid assets, and sound capital adequacy. | en_US |
| dc.language.iso | en | en_US |
| dc.publisher | FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS MUHAMMADIYAH YOGYAKARTA | en_US |
| dc.subject | Islamic Banking, Resilience, Optimal Level of Pressure, Indonesia | en_US |
| dc.title | DEVELOPING THE RESILIENCE OF PRESSURE INDEX ON ISLAMIC BANKING IN INDONESIA | en_US |
| dc.type | Thesis
SKR
FEB
466 | en_US |
