| dc.contributor.author | HUBBAN, ABDUL RASYID | |
| dc.date.accessioned | 2020-01-27T06:30:20Z | |
| dc.date.available | 2020-01-27T06:30:20Z | |
| dc.date.issued | 2019-02-07 | |
| dc.identifier.uri | http://repository.umy.ac.id/handle/123456789/31327 | |
| dc.description | The research in this paper was based on the existence of problematic financing
on non-collateralized financing products for murabaha contracts at BMT Barokah
Padi Melati, to minimize these risks BMT Barokah Padi Melati applied financing risk
management to financing products without collateral murabaha contracts. This study
aims to determine the financing practices without collateral murabaha contract at
BMT Barokah Padi Melati and to find out the Financing Risk Management for
unsecured Murabahah financing at BMT Barokah Padi Melati. This research is a
descriptive qualitative method using observation, interview, and documentation
techniques. From the results of this study, it can be concluded that the procedure and
application of murabaha contract financing are in accordance with the theory. This
financing contract does not use collateral aspects in its submission but replaced with
collateral cash collateral. BMT applies risk management financing without this
collateral through risk identification in the form of 5C analysis, risk measurement,
risk monitoring, and risk control (rescheduling, reconditioning, and restructuring). | en_US |
| dc.description.abstract | Penelitian ini bertujuan untuk mengetahui praktik pembiayaan tanpa agunan
akad murabahah di BMT Barokah Padi Melati dan untuk mengetahui Manajemen
Risiko Pembiayaan pada Pembiayaan tanpa agunan akad Murabahah di BMT
Barokah Padi Melati. Penelitian ini adalah penelitian dengan metode kualitatif
deskriptif menggunakan teknik observasi, wawancara, dan dokumentasi. Dari hasil
penelitian ini dapat ditarik kesimpulan bahwa prosedur dan penerapan pembiayaan
akad murabahah sudah sesuai dengan teori. Akad pembiayaan ini tidak
menggunakan aspek agunan dalam pengajuannya namun diganti dengan jaminan
Cash Collateral. BMT menerapkan manjemen risiko pembiayaan tanpa agunan ini
dengan cara identifikasi risiko berupa analisa 5C, Pengukuran risiko, Pemantauan
risiko, dan Pengendalian risiko (Rescheduling, Reconditioning, dan Restructuring). | en_US |
| dc.publisher | FAI UMY | en_US |
| dc.subject | MANAJEMEN RISIKO | en_US |
| dc.subject | RISK MANAGEMENT | en_US |
| dc.subject | PEMBIAYAAN TANPA AGUNAN | en_US |
| dc.subject | UNSECURED FINANCING | en_US |
| dc.subject | MURABAHAH | en_US |
| dc.subject | BMT | en_US |
| dc.title | ANALISA MANAJEMEN RISIKO PEMBIAYAAN PADA PRODUK PEMBIAYAAN TANPA AGUNAN AKAD MURABAHAH | en_US |
| dc.title.alternative | (Studi Kasus di BMT Barokah Padi Melati Yogyakarta) | |
| dc.type | Thesis | en_US |
