| dc.contributor.advisor | BASUKI, AGUS TRI | |
| dc.contributor.advisor | MUQOROBIN, MASYUDI | |
| dc.contributor.author | SAIFUN, FINARTIH ALFIANI | |
| dc.date.accessioned | 2016-10-31T03:19:16Z | |
| dc.date.available | 2016-10-31T03:19:16Z | |
| dc.date.issued | 2016-08-22 | |
| dc.description | Tujuan studi ini untuk mengetahui dan menganalisis faktor-faktor yang mempengaruhi
profiftabilitas atau tingkat kinerja keuangan (Return On Asset) Bank Perkreditan Rakyat
Konvensional di Daerah Istimewa Yogyakarta periode Desember 2012-Desember 2015. Sampel
dalam studi ini adalah seluruh Bank Prekeditan Rakyat yang beroperasi di kabupaten dan kota
Daerah Istimewa Yogyakarta yakni (Bantul, Gunung kidul, Kulon progo, Sleman, Yogyakarta).
Penelitian ini menggunakan data panel dari data laporan keuangan tahunan yang pada
kabupaten / kota di Yogyakarta dari tahun 2012 hingga 2015. Hasi studi menunjukkan bahwa
tingkat kecukupan modal (Capital Adequacy Ratio) berpengaruh positif dan signifikan terhadap
kinerja keungan sementara tingkat likuiditas dan penyaluran kredit (Loan to Deposit Ratio)
berpengaruh tidak signifikan terhadap kinerja keuangan, tingkat kualitas asset (Non Performing
Loan) dan tingkat efisiensi operasional (BOPO) berpengaruh negatif dan signifikan terhadap
kinerja keuangan. | en_US |
| dc.description.abstract | The main objective of this study is to find out the determinants of rural bank profitability
in yogyakarta period 2012-2015. Rural Bank is a financial institution whose main activity accept
demand deposits, savings and deposits to society so helps rationalize the developing regions or
developing country to finance their progress. As it is necessary to control the quality of rural
bank performance which is to see the level of profitability by using Return on Assets ratio. This
study uses panel data from annual financial statement data published in in districts / cities from
2012 to 2015. The result shows that capital rate (capital adequacy ratio) has positive and
significant impact to ROA. liquidity rate and credit distribution rate (loan to deposit ratio) is not
significant to ROA. Asset quality rate (Non- Performing Loan) and operational efficiency rate
(BOPO) has significantly negative influence to ROA | en_US |
| dc.publisher | FE UMY
SKR
FE
350 | en_US |
| dc.subject | ROA; Capital Adequacy Ratio, Loan to Deposit Ratio; Non-Performing Loan; BOPO .Profitabilitiy, Return Of Assets (ROA), LDR (Loan to Deposit Ratio), BOPO (Operating Income Operating Costs Against), NPL (Non-Performing Loan | en_US |
| dc.title | DETERMINANTS OF RURAL BANK PROFITABILITY IN YOGYAKARTA: PERIOD 2012-2015 | en_US |
| dc.type | Thesis | en_US |
