The purpose of this research is to invetigate the amount of potential return on financing that has been adjusted with the risk on BPRSs in Yogyakarta which is dominant to channel the financing in the form of murabahah and BPRSs which dare to move to the financing of profit sharing with RAROC method. The data used are time series data of quarterly period of March 2012 until December 2015 from four BPRSs, where two BPRSs are dominant in allocating murabahah financing, which are BPRS Mitra Harmoni and BPRS Mitra Amal Mulia, and two BPRSs whose 45% of the financing is allocated in the form of profit sharing (musyarakah and mudharabah) namely BPRS Bangun Drajat Warga and BPRS Barokah Dana Sejahtera. The results of this study indicate that BPRS Mitra Amal Mulia has the highest RAROC value, while the worst RAROC value is found in BPRS Mitra Harmoni. While for BPRS whose 45% of its financing is allocated in the form of profit sharing (BPRS Bangun Drajat Warga and BPRS Barokah Dana Sejahtera) has RAROC value under BPRS Mitra Amal Mulia but above BPRS Mitra Harmoni. From the results of this study it can be seen that the BPRSs that anticipate the risk by more channeling the financing in the form of murabahah do not necessarily have a return that has been adjusted with a higher risk of BPRS who dare to distribute financing to the principle of profit sharing.