This study was to examine the effect of parents recommendation, location, profit sharing, religiusity, knowledge and financial information disclosure towards willingness of students in saving at Full fledged Sharia Bank. The total number sample of sample is 144 respondents, which divided into two types of group, muslim students with Islamic economic education background and students without Islamic economic education background. This research shows that for students with Islamic economic education background have four supported hypothesis, meanwhile for students without Islamic economic education background just have three supported hypothesis. Thus, this research conclude that background of students education will influence students when saving at Full fledged Sharia bank