This study aims to determine the perceptions of the millennial generation of the use of Fintech Lending services and the risk of disclosing personal data when accessing the Fintech Lending system. This research is a qualitative based research. The results showed that the millennial generation has different levels of awareness according to the type of personal data requested by providers. Most of them consider that the disclosure of personal information such as personal identity and financial information is more risky than others. Additionally, they consider being careful when sharing data with providers.