PENGARUH VARIABEL MAKRO DAN MIKRO EKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA BANK SYARIAH DI INDONESIA (Studi pada Bank Umum Syariah di Indonesia Tahun 2011-2015)
Abstract
The purpose of this study is to determine how much influence the variable
inflation, gross domestic product (GDP), bank size (size), Financing to Deposit
Ratio (FDR), Financing to Asset Ratio (FAR), and the Capital Adequacy Ratio
(CAR), the problematic financing (NPF) in islamic commercial bank in Indonesia
2011-2015. This research subject is an Islamic commercial bank in Indonesia. In
this study a total of 11 samples were obtained using purposive sampling method.
The analytical tool used is multiple regression analysis. Based on the analysis of
the obtained results that, GDP, size, and CAR significantly influence the financing
problems. As for inflation, FDR, and the FAR does not have an impact on financing
problems.