PROSEDUR PEMBIAYAAN GADAI EMAS SYARIAH PADA PT. BRI SYARIAH KCP AHMAD DAHLAN
Abstract
This study aims to determine the procedure of gold mortgage financing that the
process is fast, easy, safe, and principled sharia, knowing any contract that is used
in financing products pawn gold sharia PT. BRI Syariah KCP Ahmad Dahlan, and
understand how to estimate the value of gold as collateral and repayment of
financing after maturity.
The method used in the writing of this Final Project is a qualitative descriptive
method that the object and the subject of the procedure of pawn financing of
sharia gold at PT. BRI Syariah KCP Ahmad Dahlan is a clear, complete, and
accurate information generated by the method of documentation to collect data
related to the discussion and interview methods to conduct question and answer to
the gold pawnshops at PT. BRI Syariah KCP Ahmad Dahlan.
The conclusion from the results of this study that the Islamic mortgage
financing products can help people in need of quick funds. Because sharia gold
pawn financing products are the best solution for lower middle class people to
obtain a safe and reliable cash fund. The problem with this sharia gold mortgage
financing product is the customer does not know that young gold under 60% can
not be pawned and according to the provisions of the gold bank that can be
pawned is gold with a level above 16 carats. So that prospective customers are not
disappointed and returned without results, then the bank must confirm the existing
provisions and include in the brochure pawn gold sharia PT. BRI Syariah.
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