| dc.description.abstract | Investment is one economic activities suggested in Islam. In the purposes of sharia
there are an obligation to work and to produce; if one possess more than sufficient wealth
he supposed to spend his wealth of productive things. If one is unable to make himself
productive, it is better to entrust his wealth on financial institution which is able to benefit
his wealth productively. One example of the financial institution is sharia financial
institutions whose majority of its products are in line with sharia principles and fatwa.
Problem arouses at how far those sharia purposes are implemented.
This research was descriptive qualitative research. Subject determination was done
using purposive and snowball sampling technique in which data was gathered through
observation, interview and documentation. Data validity was tested using credibility test
which involved observation (re-checking), perseverance increase and triangulation. Data
analysis conducted before and during field observation used Miles and Huberman model
which included data reduction, data presentation and conclusion drawing.
The result indicated that each deposit product at BMT Barokah Padi Melati had
their respective purpose and function, the existing products had been in accordance with
sharia purposes those are to protect religion, protect soul, to protect mind, to protect
offspring, and to protect wealth of the individual customer who save. The procedure and
distribution of deposits are adjusted to constitution, sharia council fatwa, and Al-Qur’an
and Sunna. | en_US |
