PENGARUH FAKTOR MAKROEKONOMI TERHADAP PENYALURAN PEMBIAYAAN USAHA MIKRO KECIL MENENGAH (UMKM) PADA BANK UMUM SYARIAH DI YOGYAKARTA
Abstract
This research aims to find out the effect inflation, BI Rate, and exchange rate on MSMEs financing. The data of the research were obtained from the secondary data taken from financial service authority (OJK), Bank Indonesia (BI), and Indonesia central bureau of statistics (BPS) from 2012-2016. Data time series was used as the research method. To test the hypothesis, multiple linier regression was carried out, while SPSS version 21 was used for analyzing the data. The result of the research indicates that there are effects of inflation and exchange rate on the MSMEs financing. Meanwhile, BI Rate has no effect on the MSMEs financing.