The purposes of this study are to know the mechanism of murabahah finance, to know whether the client finance is agreed or not, to know the PT. BPRS Bangun Drajat Warga Yogyakarta efforts to minimize arising problem in the murabahah finance. The population of this study is PT. BPRS Bangun Drajat Warga. The samples of this study are Head of Marketing and two Account Officer of PT. BPRS Bangun Drajat Warga. This research uses qualitative research method. Collecting data are using observation, interview, and documentation study. The result of this research shows that the mechanism of murabahah finance which implemented by PT. BPRS Bangun Drajat Warga are: the client comes to BPRS Bangun Drajat Warga, then they offer the finance application and complete all of the requirements. After the finance application is approved by the committee, ADMP will make murabahah agreement contract then the contract will be offered by notary. The client comes to notary to sign the assurance and continue with finance agreement. Account Officer (AO) uses SOP and 5C + 1S principle to determine whether the finance agreed or not. Clients analysis, capable analysis, and establishment becomes the effort from PT. BPRS Bangun Drajat Warga Yogyakarta to minimize arising problem in the finance.