ANALISIS PERBANDINGAN TINGKAT KESEHATAN BANK KONVENSIONAL DAN BANK SYARIAH DI INDONESIA BERDASARKAN METODE RGEC PERIODE 2012-2016
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This study aims to analyze the comparison of health level between Conventional Banks and Syariah Banks in Indonesia based on RGEC method (Risk Profile, Good Corporate Governance, Earnings and Capital) as appointed by Bank Indonesia (BI). Proxies taken from each element are NPL and LDR ratio from Risk Profile, self-assessment from each bank's GCG Report, ROA ratio from Earnings, and CAR ratio from Capital. Data is collected through the website of each banking in the period of 2012- 2016 and based on predetermined criteria, then obtained the sample of 62 banks. The data is analyzed using Mann-Whitney Test for data that is not normally distributed using IBM SPSS 16. Based on the results of the research, it is found that there are significant differences in NPL, LDR, GCG, ROA and CAR ratio between Conventional Banks and Syariah Banks.