The main purpose of this research was to evaluation and analytic for the financing musyarakah implementation in BMT Karomah, as well as knowing the risks, constraints what strategies the company has to market the musyarakah product. Implementation of financing musyarakah in accordance with fatwa DSN-MUI No. 08/MUI/IV/2000 on musyarakah. Type of research was to conduct a descriptive analytic method, which the autors analyze a business outcome based on facts that exist in the object of research. The conclusion of this research results indicate that the musyarakah financing have decent, but there was things not appropriatesuch as the procedure for with drawing funds. BMT Karomah must have handling and remind the financing musyarakah time period to customer periodically. The procedure for withdrawing funds should be in accordance with the agreement contract. If there was any change in maturity time period. There must be a mutual agreement beforehand.