ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERTUMBUHAN DEPOSITO MUDHARABAH PADA BANK SYARIAH
Abstract
This research aims to analyze the influencing factors of mudharabah growth in
Indonesia's and Malaysia's Islamic banks. The population in this research are Islamic banks
which have been recorded in the Financial Service Authority and banks in Malaysia year
2013-2017. The sampling method that used in the research is purposive sampling method
with a total sample of 13 Islamic banks in Indonesia and 16 Islamic banks in Malaysia. The
analytical method used in this research are multiple regression and chow test using SPSS
16.0.
Based on the analysis which carried out in Indonesia, the method shows the variable of
liquidity and share are positively affecting the results for collecting mudharabah deposits.
Nevertheless, the variable interest rates and inflation are not the affecting factors for the
collection of mudharabah deposits. Meanwhile, in Malaysia, the variable of liquidity, profit
sharing, and interest rates have a positive impact on the collecting of mudharabah deposits,
while inflation does not affect the collection of mudharabah deposits. The research found the
different effect of liquidity, profit sharing, interest rates, and deposits on the collecting
mudharabah deposits in Indonesia and Malaysia.