PERAN BMT MITRA USAHA UMMAT SLEMAN TERHADAP PEMBERDAYAAN MASYARAKAT MELALUI PEMBIAYAAN TANPA BAGI HASIL
Abstract
This study aims to find out how the Role of BMT Business Partners in Sleman Yogyakarta Against Community Empowerment Through Non-Profit Sharing, inhibiting and supporting factors and the results of having provided financing without profit sharing.
This research is a type of qualitative research. The type of data used in this study was primary and secondary data obtained from BMT Business Partner Sleman, and members who received funding without sharing the results with interview techniques then analyzed descriptively qualitatively, and from the collected data then explained and made conclusions to facilitate the analysis.
The results showed the role of BMT Business Partners in Sleman towards community empowerment through financing without profit sharing can provide easy access for disadvantaged members in obtaining business capital by implementing BMT social functions and economic independence of the people. The inhibiting factor of community empowerment through financing without profit sharing is (a) lack of human resources (HR) in handling financing without profit sharing (b) there are still members who are not yet orderly in returning the principal. Supporting factors are in line with the vision of the Business Partner BMT Sleman mission as well as a form of market programs "Caring for Independence." The results of community empowerment through financing without member profit sharing experience increase, namely by increasing business assets, increasing customers, increasing business capital and increasing business turnover besides being able to improve the house so that it can pay off school fees