Thailand has been implementing UHC for almost fourteen years, and on the other hand, Indonesia entering the third year of UHC. Both of Thailand and Indonesia experienced the financial burden in implementing UHC Policy. The problem is more on the bulk amount of fund to cover the UHC from the annual budget which is accounted of the Annual National Gross Domestic Products (DGP), and become the burden for the National Budget allocated each year. Second, the quality of service is still in poor quality for Indonesian case and there is unequal distribution of government health facilities particularly in primary health care in Thailand. Third, the procedures of UHC for referral services is still complicated for the patients to get advance health care. Thus, by considering the Universal Health Coverage (UHC) Policy is an important health policy issue among ASEAN Countries, including Indonesia and Thailand, this research seeks to provide policy model of UHC in these 3 important aspects particulary in financial model, improvement quality service and simplify referral service of current situation. The analytical approach of this study is derived from a qualitative research methods. In this research, the qualitative model used the interview guide and focus discussion group to explore the information. FGD is conducted both in Indonesia and Thailand with the certain respondents and and key informen. The research results shown in the evaluation of UHC in both countries are still facing state financial burden for the health care, lack of health-care service facilities particularly at primary health units and the procedure of referral system needs to be symplified.