ANALISIS PENGUKURAN RISIKO OPERASIONAL MENGGUNAKAN PENDEKATAN BASIC INDICATOR APPROACH (BIA) dan STANDARDIZED APPROACH (SA) Periode Tahun 2013-2018
Abstract
This research aims at finding out the result of the analysis on operational risk measurement using Basic Indicator Approach (BIA) and Standardized Approach (SA) in Sharia Dubai Panin Bank in 2013-2018 period. This research used analytical descriptive quantitative approach. The data source used was secondary data. They were the quarterly financial reports of Sharia Dubai Panin Bank in 2010-2017 period.
This research concludes that the analysis on operational risk measurement using Basic Indicator Approach (BIA) in level 2 is between 1%≤ s.d < 10% meaning that there is a little possibility that operational risk could occur, while operational risk measurement used Standardized Approach (SA) is in level 3 i.e. between 10% ≤ s.d < 50% meaning that operational risk might be happening.