PENGARUH SELF-EFFICACY, LITERASI KEUANGAN SYARIAH, RELIGIOSITY, DAN REFERENCE GROUP TERHADAP MINAT MAHASISWA ILMU EKONOMI DALAM BERKARIR DI SEKTOR KEUANGAN SYARIAH
Abstract
Due to low career interest in Islamic finance industry, Islamic finance industry in
Indonesia run short of labor. Economy development has a big role in Islamic finance
industry and a lot of the graduate available to fulfill needs of the industry. Economy
development graduate could be solution for Islamic finance industry need but Islamic
finance industry still struggle to find suitable workforce due to low career interest among
Indonesian including their economy development graduate. There is a lot of economy
development graduate available that could provide labors for Islamic finance industry
but Islamic finance industry are still struggling to find suitable workforce due to low
career interest among Indonesian. The purpose of this study is to investigate factors
influence economy development students’ career interest in Islamic finance industry and
fulfills identified need to study how shortage of Islamic finance industry could be
resolved. Adapting from past literature and adjusted with the latest situation, the study
has four goals, namely: (1) the effect of self-efficacy on economy development student’s
career interest in Islamic finance industry; (2) the effect of Islamic financial literacy on
economy development student’s career interest in Islamic finance industry; (3) the effect
of religiosity on economy development student’s career interest in Islamic finance
industry and (4) the effect of reference group on economy development student’s career
interest in Islamic finance industry. This research is associative causal research with
quantitative approach. The population of this research is undergraduate economy
development student of Universitas Islam Indonesia, Universitas “Veteran” Yogyakarta,
Universitas Ahmad Dahlan, Universitas Gadjah Mada who started their study in 2016. A
total of 184 questionnaires were collected for data analysis using Smart PLS 3.0.
Analytical method used in this research is Structural Equation Model (SEM) to verify
factors influence undergraduate economy development students’ career interest in
Islamic finance industry.The findings of the study suggest that undergraduate economy
development students are influenced by self-efficacy, Islamic finance literacy and
reference group, whereas religiosity is not influence undergraduate economy
development student’s career interest in Islamic finance industry. Therefore, students’
career interest in Islamic finance industry could be increased by improving students’ selfefficacy
on Islamic financial sector, improving their Islamic financial literacy and
increasing their reference group in Islamic financial sector