PENGARUH TINGKAT BAGI HASIL DAN SUKU BUNGA (BI RATE) TERHADAP JUMLAH DANA SIMPANAN BERJANGKA PADA KJKS PRIMA ARTHA SLEMAN (PERIODE 2011-2015)
Abstract
This research aims at analyzing the ifluence of the Profit sharing level and
the interest rate (BI Rate) toward the amount of funds of the overall balanceof
time deposits on Islamic Financial Services Cooperative (KJKS) Prima Artha
Sleman, D.I.Yogyakarta. Both the customers and permanent members will
consider the percentage of profit sharing to save their funds in related sharia
financial institutions. It is inversely proportional with the sharia financial
institution (Sharia banks and BMT?KJKS). To determine the profit sharing level,
it must be adjusted with the income and does not refer to the BI rate standard.
The research type is quantitative research with the data used is the
secondary data. This research uses multiple linier regression in which in testing
the influence of profit sharing level and interest rate (BI rate) using the test
coefficient hypothesis, simultaneous significance test (F test), determination
(adjusted R2), and individual parameter signifiicance test (t statistical test)to test
the influence of two X variable which is the overall fund balance toward Islamic
Financial Services Cooperative (KJKS) Prima Artha Sleman, D.I.Yogyakarta
during the period of 2011-2015 which is in accordance with the data collection
technique.
This research aims to show that the profit sharing level variable has a
positive ijnfluence toward the number of depositors’ fund. Meanwhile, the BI rate
does not have any influence toward the number of depositors’ fund at Islamic
Financial Services Cooperative (KJKS) Prima Artha Sleman.