The banking takes an important role in the economic development in a particular country. It can be used as the intermediation institution which collects the fund of community and distributes the fund to the community. In distributing the fund, there are some internal factors that should be considered. They are the fund which is proxied with the CAR, the level of the collectability which is proxied with the NPL, the profitability which is proxied with ROA, and the liquidity which is proxied with LDR. This study is aimed at analyzing the influence of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Return On Assets (ROA), and Loan to Deposit Ratio (LDR) toward the credit banking distribution which is registered in the Indonesia stock exchange. The banking companies which are registered in the Indonesia stock exchange in the year of 2011-2015 become the object of this study. There are 19 banking companies as the sample of this study. Multiple linear regressions are used as the data analyzing technique. The data shows that CAR and ROA partially have positive influence, NPL has negative influence, and LDR has no significant influence toward the credit distribution.