dc.contributor.advisor | HINDASAH, LAELA | |
dc.contributor.author | KHAIRANI, NURUL | |
dc.date.accessioned | 2017-11-07T03:05:13Z | |
dc.date.available | 2017-11-07T03:05:13Z | |
dc.date.issued | 2017-07-24 | |
dc.identifier.uri | http://repository.umy.ac.id/handle/123456789/15825 | |
dc.description | Secara umum profitabilitas atau yang biasa disebut dengan rentabilitas
adalah kemampuan perusahaan untuk menghasilkan laba selama periode tertentu.
Profitabilitas perusahaan menunjukkan perbandingan antara laba dengan aktiva
atau modal yang menghasilkan laba tersebut. Penelitian ini bertujuan untuk
menguji pengaruh Capital Adequacy Ratio (CAR), Biaya Beban Operasional dan
Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR), Net Interest
Margin (NIM) dan Non Performing Loan (NPL) terhadap profitabilitas
perusahaan perbankan yang diukur menggunakan Return On Asset (ROA).
Sampel penelitian ini terdiri atas 24 perusahaan perbankan yang dipilih
secara purposive sampling dari populasi penelitian yakni perusahaan perbankan
yang terdaftar di Bursa Efek Indonesia (BEI) dari tahun 2012-2015. Alat uji
statistik berupa SPSS 16 yang digunakan untuk melakukan uji asumsi klasik dan
analisis regresi berganda. Hasil penelitian ini menunjukkan bahwa model regresi
penelitian ini telah memenuhi uji asumsi klasik secara keseluruhan, yang berarti
bahwa model regresi ini bebas dari gejala multikolinieritas, heteroskedastisitas,
autokorelasi, serta data yang dihasilkan terdistribusi normal.
Berdasarkan hasil penelitian menunjukkan bahwa Capital Adequacy Ratio
(CAR) tidak berpengaruh terhadap ROA, BOPO berpengaruh negatif dan
signifikan terhadap ROA, Loan to Deposit Ratio (LDR) berpengaruh positif dan
signifikan terhadap ROA, Net Interest Margin (NIM) berpengaruh positif dan
signifikan terhadap ROA, dan Non Performing Loan (NPL) tidak berpengaruh
terhadapROA | en_US |
dc.description.abstract | Generally, profitability or printability is the ability of the company to
produce profit for a particular period. Profitability of the company shows the
comparison between its profit and its fund which produce the profit. This study is
aimed at testing the influence of the Capital Adequacy Ratio (CAR) , operating
costs and operating income, Loan to Deposit Ratio (LDR), Net Interest Margin
(NIM), and Non Performing Loan (NPL) toward the profitability of the banking
company which is measured by using Return On Asset (ROA).
24 banking companies among the population are chosen by using
purposive sampling technique as the sample of this study. They are included in the
Stock Exchange in the year of 2012-2015. SPSS 16 was used to test the classic
assumption and the multiple regression analysis. The results of this study shows
that this study has been acquired the classic assumption technique. It means that
the regression model is free from the multicolinearity, heteroskedast, and
autocorrelation. The data which were gained in this study are categorized as
‘normal’.
Based on those results, Capital Adequacy Ratio (CAR) has no influence
toward ROA, BOPO has negative influences toward ROA, LDR has positive
influences toward ROA, NIM has positive influences toward ROA, and NPL has
no influences toward ROA. | en_US |
dc.publisher | FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS MUHAMMADIYAH YOGYAKARTA | en_US |
dc.subject | Capital Adequacy Ratio (CAR) | en_US |
dc.subject | Biaya BebanOperasional dan PendapatanOperasional (BOPO) | en_US |
dc.subject | Loan to Deposit Ratio (LDR) | en_US |
dc.subject | Net Interest Margin (NIM) | en_US |
dc.subject | Non Performing Loan(NPL) | en_US |
dc.subject | Return On Asset (ROA) | en_US |
dc.title | PROFITABILITAS PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) TAHUN 2012-2015 THE INFLUENCE OF CAR, BOPO, LDR, NIM, AND NPL TOWARD THE PROFITABILITY OF BANKS LISTED IN INDONESIAN STOCK EXCHANGE IN THE YEAR OF 2012 to 2015 | en_US |
dc.type | Other | en_US |