The research aimed at testing the effect of FDR, CAR and NPF toward the level of Mudharabah saving profit sharing at BPRS in DIY. The method of the research was qualitative. The object of the research was BPRS DIY 2011-2017. The analysis techique of the research was panel data regression. The research result indicates that partially there is positive and significant effect between FDR and NPF variables toward Mudharabah saving profit sharing. Meanwhile, CAR variable does not have significant effect toward Mudharabah saving profit sharing. Furthermore, the research result indicates that simultaneously there is significant effect betweenFDR, CAR, and NPF variables toward the variable of Mudharabah saving profit sharing.