dc.contributor.advisor | SURWANTI, ARNI | |
dc.contributor.author | FITRIANA, ENI | |
dc.date.accessioned | 2019-03-21T02:58:00Z | |
dc.date.available | 2019-03-21T02:58:00Z | |
dc.date.issued | 2019-02-25 | |
dc.identifier.uri | http://repository.umy.ac.id/handle/123456789/25795 | |
dc.description | Penelitian ini dilakukan untuk menganalisis pengaruh penilaian kesehatan
bank berdasarkan PBI No. 13/1/PBI/2011 yang menggunakan metode risiko
likuiditas, GCG, earnings, dan capital (RGEC) terhadap profitabilitas bank,
tepatnya pada BUSN Devisa konvensional dan yang terdaftar di BEI tahun 2014-
2017. Dalam memilih sampel yang digunakan, penelitian ini menggunakan
metode purposive sampling, dimana diperoleh 23 bank yang memenuhi kriteria
sampel. Selain itu, penelitian ini juga menggunakan data sekunder berupa laporan
tahunan dan laporan publikasi GCG yang didapatkan dari website bank yang
bersangkutan. Untuk mengolah data, penelitian ini menggunakan alat analisis
berupa aplikasi E-views versi 10.
Berdasarkan hasil analisis yang telah dilakukan, diperoleh hasil yaitu
risiko likuiditas, GCG dan capital tidak berpengaruh signifikan terhadap
profitabilitas. Sementara itu, earnings memiliki pengaruh negatif dan signifikan
terhadap profitabilitas. Secara simultan, risiko likuiditas, GCG, earnings dan
capital berpengaruh signifikan terhadap profitabilitas. Hasil penelitian ini
menunjukkan bahwa profitabilitas bank BUSN Devisa konvensional dapat
dijelaskan oleh risiko likuiditas, GCG, earnings dan capital sebesar 93.4817%
dan sebesar 6.5183% dijelaskan faktor lain di luar variabel independen dalam
penelitian ini. | en_US |
dc.description.abstract | This research was conducted to analyze the effect of bank health
assessment based on Indonesian Bank regulation number 13/1/PBI/2011 using
liquidity risk, GCG, earnings, and capital (RGEC) method toward bank
profitability, precisely on conventional Foreign Exchange BUSN and those listed
on the Stock Exchange in 2014-2017. In choosing the sample, this study used a
purposive sampling method, which obtained 23 banks that met the sample
criteria. In addition, this study also uses secondary data in the form of annual
reports and GCG publication reports obtained from the bank's website. To
process the data, this study uses an analytical tool in the form of an application
named E-views version 10.
Based on the results of the analysis that has been done, the results
obtained are liquidity risk, GCG and capital have no significant effect on
profitability. Meanwhile, earnings have a negative and significant influence on
profitability. Simultaneously, liquidity risk, GCG, earnings, and capital have a
significant effect on profitability. The results of this study indicate that the
profitability of conventional Foreign Exchange BUSN banks can be explained by
the risk of liquidity, GCG, earnings and capital of 93.4817% and as much as
6.5183% explained by other factors outside the independent variables in this
study | en_US |
dc.publisher | FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS MUHAMMADIYAH YOGYAKARTA | en_US |
dc.subject | Profitability, Liquidity Risk, GCG, Earnings, Capital | en_US |
dc.title | PENGARUH PENILAIAN KESEHATAN BANK BERDASARKAN PERATURAN BANK INDONESIA NOMOR 13/1/PBI/2011 TERHADAP PROFITABILITAS BANK | en_US |
dc.title.alternative | Studi Kasus Pada Bank Umum Swasta Nasional Devisa Konvensional dan yang Terdaftar di Bursa Efek Indonesia Tahun 2014-2017 | en_US |
dc.type | Thesis
SKR
FEB
086 | en_US |