PENGARUH RASIO KESEHATAN BANK TERHADAP KINERJA BANK UMUM SYARI’AH DI INDONESIA (Pendekatan POJK 03 Nomor 08 Tahun 2014)
Abstract
This study aimed to analyze the influence of bank soundness ratio on
Islamic banks performance in Indonesia using valuation methods based on POJK 03
no.08 of 2014. In this study, the sample used is islamic banking which included
national private banks with total 11 national private Islamic banks with provision
has published the annual report in 2011 – 2015 and which published GCG self
assessment report . The analysis used in this study were operated multiple regression
analysis using Eviews 7.0.
Based on the study, indicated that the ratio of liquidity risk is measured
using the FDR significant negative effect on the performance of Islamic banks as
measured by ROA, the risk ratio financing / credit use NPF significant negative effect
on ROA, the value of reverse GCG has no effect on ROA, the profitability ratio
measured by BOPO significant negative effect on ROA and capital ratios measured
by CAR does not have an influence on ROA.