| dc.contributor.author | PERTIWI, ELVA DIAN | |
| dc.contributor.author | ARIFIN, ZAENAL | |
| dc.date.accessioned | 2017-11-17T03:02:01Z | |
| dc.date.available | 2017-11-17T03:02:01Z | |
| dc.date.issued | 2017-09-16 | |
| dc.identifier.uri | http://repository.umy.ac.id/handle/123456789/16138 | |
| dc.description | The purpose of this research is to determine the relationship between intellectual
capital formed from the components of capital employed, human capital, and structural capital
on health banking with RGEC method (risk profile, GCG, earnings, and capital). The study
sample consisted of 37 banks in Indonesia during the period of 4 years starting from 2013 to
2016. This study uses the method of intellectual capital proposed by Pulic and testing data is
done by multiple regression analysis and classical assumption test. The results showed that
intellectual capital banking proved able to improve banking health with positive effect on RGEC
variable. While the two indicators of risk profile, intellectual capital has a different effect.
Judging from the credit risk, intellectual capital proved to have a negative influence on the
NPL. However, in terms of liquidity intellectual capital banking has no influence on LDR
variables. While seen from the ratio of earnings, the results showed intellectual capital banking
has a positive influence on variable ROA, but the opposite results with NIM indicator, and seen
from capital, intellectual capital banking is not characterized by an increase in banking capital
which means intellectual capital does not affect the variable CAR. | en_US |
| dc.description.abstract | The purpose of this research is to determine the relationship between intellectual
capital formed from the components of capital employed, human capital, and structural capital
on health banking with RGEC method (risk profile, GCG, earnings, and capital). The study
sample consisted of 37 banks in Indonesia during the period of 4 years starting from 2013 to
2016. This study uses the method of intellectual capital proposed by Pulic and testing data is
done by multiple regression analysis and classical assumption test. The results showed that
intellectual capital banking proved able to improve banking health with positive effect on RGEC
variable. While the two indicators of risk profile, intellectual capital has a different effect.
Judging from the credit risk, intellectual capital proved to have a negative influence on the
NPL. However, in terms of liquidity intellectual capital banking has no influence on LDR
variables. While seen from the ratio of earnings, the results showed intellectual capital banking
has a positive influence on variable ROA, but the opposite results with NIM indicator, and seen
from capital, intellectual capital banking is not characterized by an increase in banking capital
which means intellectual capital does not affect the variable CAR. | en_US |
| dc.publisher | PROGRAM PASCASARJANA UMY | en_US |
| dc.subject | Intellectual Capital (VAIC TM ), Value added Capital Employed (VACA), Valueadded Human Capital (VAHU), Structural Capital Coefficient (STVA),Kesehatan Bank. | en_US |
| dc.title | ANALISA PENGARUH INTELLECTUAL CAPITAL TERHADAP KESEHATAN BANK UMUM YANG TERDAFTAR DI BURSA EFEK INDONESIA | en_US |
| dc.type | Book | en_US |
