The establishment of Sharia Financial Institution is always intertwining with possible risks aroused from its fund channeling as well as its fund raising. However, it is important to notice that the highest risk is mostly related to the process of fund channeling despite the bigger profit it garnered than the ones garnered through fund raising. In regard to this, Financial Institution including BMT must pay extra attention to avoid financing problems mostly on financing channeled through murabahah and ijarah. Besides being careful, BMT has to own a Standard Operating Procedure that later will be used as guideline during the process of fund channeling to minimize risk possibility. The research methodology used was descriptive qualitative. Data used was primary data compiled directly from the field through interview, observation and documentation. Whereas the secondary data compiled from books and other supporting data in the research will be analyzed using SWOT. The research result indicated that BMT Bima Ihsanul Fikri is financially strong and has superiority to compete among other stable and developing industries. Regarding to this, BMT Bina Ihsanul Fikri maximizes its power strategy and has already implemented the designated risk management.