FINANCIAL LITERACY FOR FAMILY WELFARE WITHIN FINANCIAL PLANNING
NASUTION, MUHAMMAD DHARMA TUAH PUTRA
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The purpose of this research is to investigate the financial literacy for family welfare within the personal financial planning. An action plan has done on each evaluation strategy started by defining a set of the concept theory, the level of relevant analysis, and indicators that measured, also the resources available. This case also depends on the expected outcome for a sustainable program in the research period. Data analysis techniques susing path Analysis with the statistical techniques that allow testing a series of relationships that are relatively complex partially and simultaneous. The complex relationships can be formulated between one or several dependent variables with one orseveral independent variables. The first hypothesis examinations evidence that the Financial Knowledge, Financial Behaviour, and Attitude simultaneously have an effect on personal financial planning. Partially, Financial Behaviour has a significant effecton Personal Financial Planning, while Financial Knowledge and Attitude have not a significant effect on personal financial planning. The second hypothesis examination demonstrates that simultaneously Financial Knowledge, Financial Behaviour, and Attitude have a significant effect on the welfare simultaneously. Partially, Financial Knowledge, Financial Behaviour and should have a significant effect on the welfare. The third hypothesis examination evidence that the personal financial planning has not a significant effect on the welfare. The fourth hypothesis testing evidence that the financial planning has not yet been able to mediate between the effect of Financial Knowledge on the welfare. Financial Planning able to mediate between the effect of Financial Behaviour on the welfare. Financial Planning has not been able to mediate Attitude on the welfare. The community is expected able to understand the financial knowledge, skill, and attitude of financial behavior, also social change and institutional level, for instance, welfare and income growth.