ANALISIS TINGKAT KESEHATAN BANK DENGAN METODE CAMELS DAN METODE RGEC PADA PT BANK PANIN DUBAI SYARIAH TBK
ARVIANDA, KHAIRUNISA MAYNORA
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A research of rating The Bank Health Level on PT. Bank Panin Dubai Syariah ltd using CAMELS and RGEC methods has been conducted. The purposes of this study are to rate Panin Dubai Syariah Bank health level and to investigate whether there are result differences of bank health rate using both methods. This study was conducted based on financial reports of PT. Bank Panin Dubai Syariah ltd for 2016 and 2017 period. The result of this study when using CAMELS method are showing that in 2016 the bank was categorized as fairly sound in both financial and management factors. However, in 2017, bank was categorized as fairly sound for its financial factors and unsound for its management factors. On the other hand, when using RGEC method the bank health in 2016 are sound (NPL) and fairly sound (LDR) for risk profile aspect, good for the GCG aspect, less sound for earning aspect, and very sound for capital aspect. Meanwhile in 2017, the risk profile is categorized as unsound (NPL) and sound (LDR), the GCG is fairly good, the earning is unsound, and the capital is sound. Besides that, if both methods are investigated on its quantitative part only (calculating the ratios of each aspects), there were found not many different results.