ANALISIS PENGARUH KEUANGAN INKLUSIF TERHADAP KEMISKINAN DI ASEAN
Abstract
This research aims to analyze the effect of financial inclusion on poverty in ASEAN. Financial inclusion becomes an essential agenda at ASEAN level. The strategy of improving financial inclusion is to develop economic activities for the community, thus, poverty issues can be overcome and equitable distribution of income can be promoted. This study used a quantitative approach by using secondary data in analyzing financial inclusion which associated with the poverty aspect of ASEAN in 2010-2018 period. The level of financial inclusion in each country in ASEAN will be measured by using the index of financial inclusion. The factor that affecting of financial inclusion include GDP per capita, Literacy rate, Paved Road, Internet, and Unemployment. Next, examine the impact of financial inclusion on poverty in ASEAN. The results show that the level of financial inclusion in ASEAN is classified as middle, indicated by the value of financial inclusion index 0,41. GDP Per capita and paved road have a positive and significant on Financial inclusion in ASEAN. Literacy rate and Internat show positive effect but no significant on Financial Inclusion in ASEAN. Unemployment has a negative and significant effect on Financial Inclusion in ASEAN. Financial Inclusion has a negative and significant effect on poverty in ASEAN